Field Notes

What belongs in a quarter-end reconciliation file

8 April 2026

A reconciliation that “ties” but cannot explain its reconciling items is only half done. During readiness audits we open the folder and look for a story a second person can follow without calling the preparer.

Minimum contents

  • Cover sheet with account name, period end, preparer, reviewer, and tie-out to the trial balance
  • System report or sub-ledger extract used as the starting point
  • List of reconciling items with amounts, dates, and expected clearance
  • Source documents for items above your own materiality threshold
  • Sign-off dates that sit before management lock, not after

Age still matters

Items older than sixty days deserve a sentence: why they remain, who owns clearance, and whether a provision is under discussion. Silent ageing is one of the fastest ways a tidy recon loses credibility.

Common thin spots

Bank reconciliations missing outstanding cheque lists; AR recons that bury credit balances; AP recons without goods-received or not-invoiced schedules. If you know a thin spot exists, flag it in intake — we would rather plan sample time there than discover it on day five.

A reconciliation deep dive is useful when only a few accounts need this treatment before the full close.